Debt Complaint & Credit Recovery Services
Helping You Regain Control of Your Finances
At Verenix & Co Ltd, we understand the stress and damage that unaffordable loans and unfair credit reporting can cause. After successfully resolving multiple financial challenges, we're now offering specialist support to help others take back control of their finances.
Whether you've been mis-sold a loan, overwhelmed by debt collection, or struggling with defaulted accounts, our service is built to fight for you.
Our Services
1. Essentials Toolkit
Perfect for: Self-starters who want to take immediate action.
- Unaffordable Lending Complaint Template
- Default Removal Request Template
- Final Response – Follow-Up Template
- Final Response – Positive Acknowledgement Template
- FOS Escalation Letter Template
- Income & Expenditure Form (Excel, auto-calculating)
- Complaint Cover Email Template
Cost: £25 (Purchase at bottom of page)
2. Debt Recovery Essentials Pack
Perfect for: Individuals who want personalised tools and clear instructions to handle their case with confidence.
- Customised complaint letter tailored to your financial situation
- Easy-to-follow instructions for submitting to lenders or credit agencies
- Sample timelines and a response tracking sheet
Cost: £49 (one-off)
3. Done-With-You Pack
Perfect for: Clients who want expert guidance and hands-on support.
- Everything included in the Essentials Pack
- 30-minute consultation with a credit support advisor
- Personalised action plan with tailored reminders
- Priority email support for 30 days
Cost: £149
4. Full-Service Representation
Perfect for: Individuals who want a stress-free, end-to-end solution.
- We manage your case from start to finish
- Submit complaints on your behalf to lenders and debt collectors
- Proactively chase responses and escalate to the Financial Ombudsman Service (FOS) when needed
- Negotiate interest write-offs, refunds, and credit file corrections
- Regular updates via WhatsApp or email
From £395 (monthly payment plans available)
🏛️ Why Choose Verenix & Co?
- We’ve been through the process multiple times — and succeeded
- Complaint letters written in your name and tailored to each creditor
- FCA-compliant language, templates, and methods
- We prioritise results: default removal, refunds, and stress relief
- Genuine human support — no scripts, just real help
- Full transparency — clear pricing, no hidden fees
- Documentation that wins cases — based on proven complaint outcomes
- ⚖ Focused on fairness — we hold lenders to account using your rights
- Reduce stress and improve your financial future — we simplify complex processes
- Time-saving systems — so you don’t have to chase lenders or red tape
